Overview

This guide walks you through every step required to register, verify your business, execute your Merchant Agreement, and go live — entirely online, with no physical paperwork.

Before You Start

Make sure you have read the Pre-Requisites page and gathered all required documents before beginning. Starting without your documents is the single most common cause of incomplete applications.


💡 Tip Allow 45–60 minutes for self-completion (Stages 1–4), plus processing windows for Stages 5 and 7. Total elapsed time is typically 3–7 business days.


Supported Business Types

You can complete this onboarding flow for the following entity types:

  • Sole Proprietorship
  • Partnership
  • Private Limited Company
  • Public Limited Company
  • Trust
  • Society

If your business type is not listed, do not start the application yet. Review the Document Checklist by Entity Type or contact support first.


The Onboarding Journey

Your onboarding is structured across seven sequential stages. Each stage must be completed before the next one becomes available.


StageNameWhat HappensEst. Time
1Sign Up & VerificationCreate your account, select entity type, verify OTP5 min
2KYC & Profile CreationUpload documents, OCR auto-fill, bank penny-drop10–15 min
3Business Profile & ApplicationDefine business metrics, products, contacts10 min
4aAdding SignatoriesDeclare authorised signatories & beneficial owners, upload KYC proofs10–15 min
4bInfosec QuestionnaireComplete IT security self-assessment questionnaire10 min
4cDocument RepositoryVerify all mandatory documents are uploaded (and other documents if requested)5 min
5Final Submission & ReviewSubmit to JPSL team for underwriting2 min + 24–48 hr wait
6Agreement & Aadhaar E-SignReview and digitally sign the Merchant Application Form10 min
7MID Activation & Going LiveMID created, configured, and activated24–48 hr wait


Application Status — What Each State Means

StatusMeaningYour Action
Action RequiredYou have incomplete sectionsNavigate to the flagged section and complete it
Under ReviewJPSL team is reviewing your applicationMonitor the Activity Log; no action until notified
Pending E-SignWaiting for all signatories to complete Aadhaar signFollow up with pending signatories
ActiveYour MID is liveCheck your email for dashboard credentials


Portal URL

All onboarding is done at:

https://jiopay.co.in/jioconnect/register

To resume an existing application:

https://jiopay.co.in/jioconnect/login


Quick Links