NBFC

NBFCs operate at scale across loans for vehicles, gold, microfinance, and infrastructure, requiring fast disbursements and reliable EMI collections. They depend on recurring mandates, validated payouts, and bulk settlement capabilities. Jio Payment Solutions supports NBFCs with APIs for eNACH/UPI mandates, TPV (including penny-drop and reverse penny drop), BBPS for collections, and smart disbursement flows—built to optimize operational efficiency and reduce risk.

Product Suite and offering for the segment

• UPI, Net Banking, Cards
• NACH/eNACH
• BBPS for repayments
• Pay by Link
• Payout APIs
• TPV with penny-drop/reverse penny.

Value Added Services

• Recurring mandates (UPI, NACH)
• Loan disbursement dashboards
• Failed payment retry
• Co-lending split settlement
• Smart payouts
• Priority settlement
• Scheduled reports