4a. Adding Signatories
Declare all authorised signatories, significant beneficial owners, and upload their KYC documents to complete the Signatory section.
Part of: Stage 4 — Application Details
Other sections: Infosec Questionnaire · Document Repository
In this section you declare all individuals who have the legal authority to sign the Merchant Agreement and bind your business entity, along with any significant beneficial owners (individuals who directly or indirectly hold 10% or more stake). Every required profile must have complete KYC before the section is marked "Complete".
Who Must Be Added?
| Entity Type | Who to Add |
|---|---|
| Sole Proprietorship | The proprietor. Their details may be pre-populated — check if status shows "Incomplete". |
| Partnership | All active partners. |
| LLP | All designated partners as per the LLP Agreement. |
| Private Limited Company | All directors named in the Board Resolution who are authorised to sign, and all significant beneficial owners (individuals who directly or indirectly hold 10% or more stake). |
| Trust | All trustees authorised to execute contracts. |
| Society | All managing body members authorised under the resolution. |
Note: For Private Limited Companies, complete KYC for every significant beneficial owner holding 10% or more stake, and provide a Beneficial Owner Declaration signed by the authorised signatories for upload in the Document Repository section.
Step 4a.1 — Review Pre-Populated Signatory (if any)
For Sole Proprietors, your details may already appear in the Signatory tab. Check the status:
- Complete — No action needed. Move to the document uploads.
- Incomplete — Click the signatory record and fill in all missing fields.
Step 4a.2 — Add a New Signatory
- Navigate to the Signatory tab on your Application Status Dashboard.
- Click "+ Add New Signatory".
- Fill in the following fields:
| Field | Required | Notes |
|---|---|---|
| First Name | ✅ | As on the signatory's PAN card. |
| Last Name | ✅ | As on the signatory's PAN card. |
| Designation | ✅ | Director, Partner, Trustee, Proprietor, etc. |
| Personal PAN Number | ✅ | The signatory's individual PAN — not the company PAN. |
| Email Address | ✅ | The Aadhaar E-Sign link will be sent to this email in Stage 6. Verify carefully. A typo here means the signatory never receives the link. |
Step 4a.3 — Upload KYC Documents for Each Required Person
All three of the following must be uploaded for every required person in this section, including each signatory and each significant beneficial owner. The profile will not show "Complete" until all three are present and accepted.
| Document | Required | Accepted Formats | Notes |
|---|---|---|---|
| PAN Card | ✅ | PDF, JPEG, PNG | Personal PAN of the signatory individual. All four corners visible. |
| OVD | ✅ | PDF, JPEG, PNG | Any one of: Aadhaar Card, Passport, Voter ID (EPIC), Driving License. Used for identity and address proof. |
| Passport-size Photograph | ✅ | JPEG, PNG | Clear, recent, colour photo against a plain background. No sunglasses, no selfies. Used for backend facial KYC matching. |
Step 4a.4 — Repeat for All Required People
Repeat Steps 4a.2 and 4a.3 for every required signatory and every significant beneficial owner.
The Signatory tab will only display the green "Complete" badge once every required profile is fully completed with all three documents uploaded and accepted.
Important: Signatory Email Is Used for E-Sign
⚠️ Verify Signatory Email Carefully The email address you enter for each signatory is where the Aadhaar E-Sign link will be sent in Stage 6. A typo in this email means the signatory never receives the link, and your application cannot progress until the issue is corrected. Double-check every signatory email before saving.
What Happens Next
Once the Signatory tab shows "Complete", proceed to:
Both must also be complete before you can proceed to Stage 5: Final Submission.
Common Issues
| Issue | Resolution |
|---|---|
| Signatory shows "Incomplete" despite uploads | Check that all three documents (PAN, OVD, Photograph) are uploaded. A missing photograph is the most common cause. |
| Private Limited Company marked incomplete | Check that every authorised signatory and every significant beneficial owner holding 10% or more stake has complete KYC and the Beneficial Owner Declaration has been uploaded in the Document Repository. |
| E-Sign link not received later | Navigate back to this tab and verify the signatory's email for typos. |
| Need to add a signatory not initially listed | Click "+ Add New Signatory" at any point before Stage 5 submission. |
Full troubleshooting: Troubleshooting & FAQ
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